10. Do you plan to augment your income?
Taking on a second job to pay the bills becomes an unfortunate reality for a lot of people. However, that shouldn’t be the only reason you look to supplement your income. A side gig such as blogging, freelancing, or renting out your home using services such as Airbnb can help you to save. Don’t let it take over your life. You still need time for rest and relaxation as well.
Never get too comfortable and tell yourself you’ve got ‘enough’ money. There’s no such thing as ‘enough.’ Use any realistic opportunity you can to earn some extra money. That money can save you from having to use credit cards and short-term loans to maintain your lifestyle.